Can You Really Get a Home Loan with Just a 2% Deposit and No Guarantor?
I only have a 2% deposit and no guarantor … how can I possibly get a home loan? That’s what a client said to me recently. Like many single parents…
Bridging Loans for Retirees: Yes, Downsizers Can Still Borrow
If you’re a retiree thinking about downsizing, or you’re someone on a career break without a regular income, you might be wondering: Can I still get a bridging loan to…
Can You Really Buy a Property at Auction Without a Deposit?
It’s a question that many buyers ask—can you turn up at an auction with little or no deposit and still purchase a property? Yes, you can! And it’s thanks to…
The Relentless Rise of Australian House Prices: How the Right Mortgage Solution Can Help
Australia’s property market has reached a significant milestone, according to Domain: Half of the nation’s capital cities now have a median house price exceeding $1 million. While this is a…
Professional Packages: A Smarter Way to Save on Your Home Loan
Is your dream home just out of reach? If you’re a finance or legal professional, you may be eligible for a professional package that saves you thousands of dollars when…
Could Your Credit Card Limit Hurt Your Borrowing Capacity?
When you’re preparing to buy a property, your borrowing capacity plays a critical role in determining what and where you can afford to purchase. But did you know that simply…
Mortgage Redraw vs. Offset? Why The Cheaper Option May Cost You More
Deciding between a redraw facility and offset account on your mortgage? The difference might cost you more than you think. A client recently learned a tough (and expensive) lesson about…
Career Changes are Exciting—Just Don’t Let Your Mortgage Slow You Down
Thinking of starting your own consultancy, taking a sabbatical, or pivoting into something new? Don’t overlook your mortgage. I’ve spoken to several clients who’ve been caught out after making a…